DAVID ROA
Financing solutions built for growth—personal, business, and investment. As a Residential Loan Officer and Mortgage Broker Owner, I specialize in Commercial Loans, SBA Funding, Real Estate Investment, and Business Growth Strategies. Serving Chicago & nationwide with over 25 years of unmatched results.
Your Trusted Financial Partner
With 25 years of experience and more than $150M funded, I've helped homebuyers, investors, and business owners secure the financing they need to move forward. I specialize in residential mortgages, commercial loans, and SBA financing. Real estate agents deserve a lender they can trust, who communicates well and closes on time. My goal is to be that partner—supporting your clients with expert guidance and giving you confidence that every deal is handled with care.
Featured Ventures
Building Success
National Home Mortgage
We manage mortgage loans for our clients with the lowest possible interest rates and closing costs. We are committed to helping borrowers overcome any obstacles that may arise when obtaining a loan.
La Dolce Vita Cucina
We celebrate Chicago's rich cultural diversity through a blend of international cuisine and a vibrant, multicultural atmosphere.
Real Estate Flipping
Active portfolio of residential and commercial property renovations and sales, transforming undervalued properties into premium investments with strategic improvements and market expertise.
Comprehensive Financial Solutions
Tailored Services for Your Success
Commercial Loans & SBA Financing
Specialized financing solutions for businesses of all sizes. From SBA 7(a) and 504 loans to equipment financing and working capital, I secure the funding you need with competitive rates and terms that support your growth objectives.
Real Estate Investment Strategy
Expert guidance on property acquisition, fix-and-flip strategies, rental portfolio management, and 1031 exchanges. Maximize your ROI with proven investment strategies backed by decades of market experience.
Business Growth Consulting
Strategic consulting to optimize operations, improve cash flow management, and scale your ventures effectively. Benefit from personalized advice that addresses your unique business challenges and opportunities.
Residential & Commercial Mortgages
Comprehensive mortgage planning services including conventional loans, FHA, VA, jumbo mortgages, and commercial property financing. Navigate the complex lending landscape with confidence and secure the best terms available.
Mortgage Experience and Expertise
Presented by David Roa
National Home Mortgage Inc.
Why Choose David Roa and National Home Mortgage Inc.
- Expertise in many loan types
- Personalized guidance from start to finish
- Fast approvals with transparent communication – Easy processing & organizational system
- Proven results for homebuyers and investors
203(k) Renovation & HomeStyle Loans
FHA-backed financing that combines home purchase or refinance with renovation costs into a straightforward mortgage and HomeStyle Renovation by Fannie Mae.
100% FHA Financing
Helping first-time buyers purchase homes with minimal upfront costs and flexible qualifications.
Prime Rate Loans
Prime Rate loans offer competitive interest rates for qualified borrowers seeking predictable monthly payments and long-term savings.
Commercial Loan Program
Financing solutions for office buildings, retail centers, and industrial properties to help expand commercial portfolios.
Mixed-Use Loan Program
For properties combining residential and commercial use—ideal for maximizing both rental and operational income.
ITIN Loan Program
Designed for non-U.S. citizens without a Social Security Number, providing accessible homeownership opportunities.
Home Equity Line of Credit
Flexible revolving credit options that allow investors to access capital quickly for ongoing projects or new opportunities.
DSCR Loans (Debt Service Coverage Ratio)
Loans for real estate investors based on property cash flow rather than personal income—ideal for portfolio growth.
Hard Money Lending
Quick, asset-based financing for investors needing short-term funding to close deals fast.
Fix and Flip Loans
Funding for investors to purchase, renovate, and resell properties—covering both acquisition and renovation costs.
Client Success
What People Say
"David Roa The Best Mortgage Loan Officer of Chicago."
Jorge Linares
Executive Director at Crece Foundation
"Dave works as hard as anyone to get their client the best deal. He is always looking out for his clients, and his staff. As a former owner of a company, he had a loyalty unmatched in the industry. This is a testament of who he is and what he brings to the table: integrity."
Ron Granado
Sales Manager at Plymouth Title Guaranty
"I have known and worked with David for almost ten years. I find him very competent, honest and hardworking. I would not hesitate to recommend David."
Barry Jerome
Marketing Director at Metro Mortgage Services, Inc. President of Edbar Corporate Credit
Let's Build Your Future
Ready to take the next step? Whether you need a commercial loan, want to invest in real estate, or need business advice, I'm here to help.
