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Benefits to Mortgage Debt

In order to buy a house, most Americans take on a mortgage loan. While debt is usually to be avoided if possible, when it comes to a mortgage there may actually be some financial benefits for borrowers. Liquidity If you dump all your extra funds into paying off your mortgage, you may be in a tight spot if you face a financial emergency. Family deaths, divorce and health traumas are just a few things that can quickly rack up enormous debts. If you do not have a sizable emergency save up and you have been sinking all disposable cash into your home, you may end up selling your home to pay f...

June 5th, 2019 | Debt, Credit, Mortgage, Benefits to Mortgage Debt

Buying a Smart Home in the Chicagoland Area!

Buying a Smart Home in Chicago land area advantage! Smart home takes a great advantage of modern building techniques and automation technology to give you a new control level in today’s real estate market. When you see a smart home you may or may not know that a smart home may be built from scratch with automation. As a key design goal or maybe constructions from an existing home during the renovation. In these two cases, it seems to me that both offer many advantages over an average home or old design home. SECURITY What I called a smart home, they have good security systems to do...

January 9th, 2018 | buying a home, Chicago, security, safety, entertainment, savings, accessibility, SUPERIOR THERMAL COMFORT, Resale Value, Buying a Smart Home in the Chicagoland Area!

Tax Law Makes Projections Even Harder – Home buying in January 2018

The projection for January! It is the first of the year and we have been inundated with projections regarding the economy, interest rates, real estate and more. It is always hard to predict the future and this year is going to be even harder to predict because of a new variable. Lowering of tax rates is likely to stimulate an already strengthening economy. This should be good news for jobs, retailers and more. The question remains how strong will the economy get and what will the effects be on interest rates, oil prices — and ultimately inflation. Predictions in the Home buying pro...

January 1st, 2018 | Taxes, Interest Rates, Real Estate, buying a home, Tax Law Makes Projections Even Harder – Home buying in January 2018

Are we closer or Further away?

This week we will see the release of the November employment numbers. The key question we will be watching is whether we will be moving closer to a rate increase or further away with respect to the Federal Reserve Board’s meeting next week. According to the minutes of the last meeting, the Fed’s members had a healthy debate about the threat of inflation. Inflation “hawks” were worried that the tight labor market carries a risk that rising wages will quickly increase inflationary pressures. On the other hand, the “doves” feel that the absence of large wage...

December 5th, 2017 | Federal Reserve, Interest Rates, Mortgage, Loans, Are we closer or Further away?

Busy December on Tap!

As we approach December, we can see that we are in for a busy month with regard to the economy. With the recovery continuing from the Hurricanes, the Federal Reserve Board’s Open Market Committee will also be meeting with the consensus pointing to another increase in short-term interest rates. Outside of major shocks, the only factor which seems like it has the potential to change the Fed’s mind would be a very weak employment report. This report is due out in early December Meanwhile, all eyes will be on Congress as they continue to hash out details of the tax reform proposals....

December 1st, 2017 | Mortgage, Home, Federal Reserve, Interest Rates, Busy December on Tap!

Veterans Day 2017

“The picture, taken in Times Square on Aug. 14, 1945, shows Greta Zimmer Friedman getting a smoldering smooch from a sailor on V-J Day as the streets filled with people celebrating the Japanese surrender. It was published in Life magazine.” http://bit.ly/1NqEe2S" Veterans Day is one of those holidays that fills my body with gratitude and pride. That one can only express through  a soft deep inhale of thought and exhale of thanks. As i sit back and really reflect on our Veterans and Military . Because their not just our serves men and women.  But our brother a...

November 11th, 2017 | Veteran's Day, Veterans, Loans, VA Loans, The Iconic Kiss, Veterans Day 2017

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